Clover was awarded the Senior Gold Choice Award for “Excellence in Medicare Benefits Value” by HealthMetrix (October 15, 2015), shown to have the #1 lowest estimated out-of-pocket costs among all Medicare Advantage plans offered for members.
This information isn't endorsed by Medicare. Clover has no affiliation with Medicare News Watch or HealthMetrix.
Medicare evaluates plans based on a 5-star rating system. Star Ratings are calculated each year and may change from one year to the next.
Traditional Medicare covers hospitals (Part A) and doctors (Part B), and you pay standard rates for services. You can go to any doctor, hospital or other provider that accepts Medicare patients anywhere in the country.
You can add drug coverage (Part D) by enrolling in a private "stand-alone" drug plan for an additional premium. You can buy separate Medigap insurance to cover some or most of the out-of-pocket costs of hospitals (Part A) and doctors (Part B).