Earn up to $400 Reward Dollars
Clover Health rewards you for completing healthy activities! That's why all Clover members can participate in the LiveHealthy Rewards program and earn up to $400 reward dollars that can be spent on things like clothes, groceries, and more. The reward dollars are added to the LiveHealthy Flex Plus card and can be used at most places where Visa is accepted; restrictions apply.†
Earn up to $400 Reward Dollars
Clover Health rewards you for completing healthy activities! That's why all Clover members can participate in the LiveHealthy Rewards program and earn up to $400 reward dollars that can be spent on things like clothes, groceries, and more. The reward dollars are added to the LiveHealthy Flex Plus card and can be used at most places where Visa is accepted; restrictions apply.†
Survey: Get $80 Reward Dollars
Help us get to know you better by taking our "Getting to Know You" survey! You'll earn reward dollars just for completing!
Complete the 2026 survey at cloverhealth.com/you.
If you haven't completed the 2025 form, complete it at cloverhealth.com/you-2025.
LiveHealthy Visit: Earn $150 Reward Dollars
Have one of our preferred doctors or nurse practitioners assess your health, review your medications, and answer any questions you may have.
Take the first step and call 1-800-607-2348 (TTY 711)* to complete your required consultation and schedule your LiveHealthy Visit. Or log into the Member Portal, click the LiveHealthy Rewards button, and complete your LiveHealthy Visit consultation online.
Preventive Care: Up to $50 Reward Dollars
Earn reward dollars for these preventive care services (once each year):
- Flu shot ($10 in reward dollars)
- A1C test ($20 in reward dollars)
- Retinal eye exam with an EyeQuest provider
($20 in reward dollars)
Get Active: Up to $120 Reward Dollars
Earn $30 in reward dollars each quarter for doing one of these activities:
- Attend a One Pass® gym or class (virtual or in-person)
- Attend a Clover member event (virtual or in-person)
- Complete select poll(s) that are available on the Member Portal
- Register and log in to the LiveHealthy app (This reward can only be earned one time in 2026)
Information at your fingertips
Current Clover members:
- To check your reward status and more–sign-up or log in to your My Clover account. You can also call 1-800-607-2348 (TTY 711), 8 am to 8 pm local time, 7 days a week*
Still have questions?
Answers to many questions can be found in our LiveHealthy Rewards FAQ or in the chart below.
The differences between the LiveHealthy Rewards and OTC benefit
LiveHealthy Rewards Program
OTC Benefit
What's the difference between the OTC benefit and LiveHealthy Rewards program?
Lets members earn reward dollars by completing activities that promote good health. You can even do some activities without leaving your home. And you can spend your reward dollars on just about any products or services! †
Gives members an allowance each quarter that allows you to purchase commonly used healthy items such as vitamins, band-aids, toothpaste, and aspirin.
How much money?
Up to $400 reward dollars per year.
$50–$180 per quarter
(Up to $200–$720 per year)
The amount varies by plan.
Are there any time limits to use the funds?
No quarterly restrictions
Must use within allocated quarter
(Jan.-March, April-June, July-Sept., Oct.-Dec.)
When are the funds loaded onto the card?
Earned reward dollars are loaded after completion of the reward requirement. (Load time may vary based on verification of reward completion.)
OTC dollars will be loaded onto the Flex Card at the beginning of each quarter.
Is there a limit on what I can use the card on?
No, you can use Reward dollars on most items (grocery, transportation, etc.) except alcohol, tobacco and firearms.†
Yes, you must purchase OTC items from an approved list.
What if I spend more than what is on the card?
If you exceed your Rewards dollars on the card, you will be responsible for overage.
If you go over your quarterly amount and have Rewards dollars on the card, the overage will be covered by your Rewards dollars. If you do not have the Reward dollars, you will be responsible for the overage.
Can the funds be converted to Cash?
No
No
What's the difference between the OTC benefit and LiveHealthy Rewards program?
LiveHealthy Rewards Program
Lets members earn reward dollars by completing activities that promote good health. You can even do some activities without leaving your home. And you can spend your reward dollars on just about any products or services! †
OTC Benefit
Gives members an allowance each quarter that allows you to purchase commonly used healthy items such as vitamins, band-aids, toothpaste, and aspirin.
How much money?
LiveHealthy Rewards Program
Up to $400 reward dollars per year.
OTC Benefit
$50–$180 per quarter
(Up to $200–$720 per year)
The amount varies by plan.
Are there any time limits to use the funds?
LiveHealthy Rewards Program
No quarterly restrictions
OTC Benefit
Must use within allocated quarter
(Jan.-March, April-June, July-Sept., Oct.-Dec.)
When are the funds loaded onto the card?
LiveHealthy Rewards Program
Earned reward dollars are loaded after completion of the reward requirement. (Load time may vary based on verification of reward completion.)
OTC Benefit
OTC dollars will be loaded onto the Flex Card at the beginning of each quarter.
Is there a limit on what I can use the card on?
LiveHealthy Rewards Program
No, you can use Reward dollars on most items (grocery, transportation, etc.) except alcohol, tobacco and firearms.†
OTC Benefit
Yes, you must purchase OTC items from an approved list.
What if I spend more than what is on the card?
LiveHealthy Rewards Program
If you exceed your Rewards dollars on the card, you will be responsible for overage.
OTC Benefit
If you go over your quarterly amount and have Rewards dollars on the card, the overage will be covered by your Rewards dollars. If you do not have the Reward dollars, you will be responsible for the overage.
Can the funds be converted to Cash?
LiveHealthy Rewards Program
No
OTC Benefit
No
†LiveHealthy Rewards dollars may not be used to purchase, alcohol, tobacco products, or firearms. Not redeemable for cash. Other limitations may apply; please call Clover for details.