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Medicare Advantage Plans in Georgia from Clover Health

We take Medicare coverage to the next level with low or $0 premiums and a cap on yearly out-of-pocket costs.

Enter your zip code to see Clover Health plans available in Georgia.

Our Approach to Medicare Is Simple

Clover Health is a Medicare Advantage insurer focused on lowering your out-of-pocket healthcare costs, stretching your budget, and giving you great benefits and programs as part of every plan.

In Georgia, Clover Health offers PPO Medicare Advantage plans in the following counties:

Coverage areas:

Appling Atkinson Bacon Baker Baldwin Banks Barrow Bartow Ben Hill Berrien Bibb Bleckley Brantley Brooks Bryan Bulloch Burke Butts Calhoun Camden Candler Carroll Catoosa Charlton Chatham Chattahoochee Chattooga Cherokee Clarke Clay Clayton Clinch Cobb Coffee Colquitt Columbia Cook Coweta Crawford Crisp Dade Dawson Decatur DeKalb Dodge Dooly Doughtery Douglas Early Echols Effingham Elbert Emanuel Evans Fannin Fayette Forsyth Franklin Fulton Gilmer Glascock Glynn Grady Greene Gwinnett Habersham Hall Hancock Haralson Harris Hart Heard Henry Houston Irwin Jackson Jasper Jeff Davis Jefferson Johnson Jones Lamar Laurens Lee Liberty Lincoln Long Lumpkin Macon Madison Marion McDuffie McIntosh Meriwether Miller Mitchell Monroe Montgomery Morgan Murray Muscogee Newton Oconee Oglethorp Paulding Peach Pickens Pierce Pike Polk Pulaski Putnam Quitman Rabun Randolph Richmond Rockdale Schley Screven Seminole Spalding Stephens Stewart Sumter Talbot Taliaferro Tattnall Taylor Telfair Terrell Thomas Tift Treutlen Troup Turner Twiggs Union Upson Walton Ware Warren Washington Wayne Webster Wheeler White Wilcox Wilkes Wilkinson Worth

Our Medicare Advantage plans vs. Original Medicare in Georgia

Original Medicare includes Part A, which mainly helps cover hospitalization, and Part B, which helps cover outpatient care, like doctor’s appointments. However, there is a Part A deductible, and Original Medicare only covers 80% of your Part B expenses. You are responsible for the remaining 20%, which can add up.

Clover Health Medicare Advantage plans in Georgia offer many advantages over Original Medicare, such as:

  • Prescription drug coverage (except for the Clover Health Valor PPO plan)
  • Lower out-of-pocket expenses
  • $0 to low copays, so you know how much your care will cost you, if anything
  • Allowance for dental care, eyewear, and over-the-counter items
  • Great programs like SilverSneakers and LiveHealthy Rewards

Clover Health Medicare Advantage Benefits

In 2024, our Medicare Advantage plans with prescription drug coverage give Georgia residents some of the best benefits in the area, including:

  • $0 to low monthly plan premium
  • $0  for unlimited primary care visits
  • $5 to $15 copay for unlimited specialist visits
  • $0 copay for many generic drugs, including shingles vaccine**
  • $0 copay for outpatient lab services with Labcorp and Quest
  • $0 copay for preventive services
  • $0 copay for SilverSneakers® fitness membership

**Clover’s Valor PPO plan does not include prescription drug coverage.

Doctor in an exam room smiling

Our PPO Plans Give You Freedom to Choose Your Doctor

At Clover Health, we believe in letting you see the doctor you want to see.

We have a broad network of more than 70,000 healthcare providers, so you can get the care you need in your area from a trusted in-network doctor. You also have the freedom to see out-of-network primary care providers or specialists at no additional cost. The choice is yours. For the Valor PPO plan, you will have to pay a little more.†

†Out-of-network/non-contracted providers are under no obligation to treat Clover members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

If you’d like to see a list of providers in your area who are in the Clover Health network, please go to Find a Provider.

Find a Provider

Supplemental Benefits and Programs in Georgia

Clover Health Medicare Advantage plans in Georgia offer supplemental benefits that are not included with Original Medicare.

Dental, vision, and hearing benefits

Dental, vision, and hearing benefits

All Georgia plans include preventive dental services plus an allowance for additional services. With Clover Health, you also get one routine vision exam per year, plus a yearly allowance for contacts or glasses. One annual routine hearing exam is also included in our Georgia Medicare Advantage plans when you visit a TruHearing audiologist. Our plans also include coverage for hearing aids.

Easy and affordable prescriptions

Easy and affordable prescriptions

With Clover Health you get the lowest possible out-of-pocket costs on prescriptions. We cover up to 100-day supplies of many medications for chronic conditions, which can help you spend less and take fewer trips to the pharmacy.

Find a complete list of drugs covered by any Clover Health plan at You can go to any pharmacy in our network, but your costs for some drugs may be less at our network pharmacies, like CVS, Walgreens, Walmart, Costco, and many other pharmacy locations. Visit to find a network pharmacy near you.

Over-the-counter (OTC)

Over-the-counter (OTC)

Our Georgia plans include an allowance for over-the-counter products like vitamins, aspirin, cold and flu medicines, digestive aids, and much more. In 2024, with a Georgia LiveHealthy PPO plan, you get an allowance of $60 every quarter, or $240 per year to spend on OTC items. If you are on a Georgia Valor PPO plan, you get an allowance of $50 every quarter, or $200 per year.

Clover LiveHealthy Rewards program

Clover LiveHealthy Rewards program

It’s simple: earn reward dollars by completing health-related activities.

After you complete qualifying activities that contribute to good health, we add reward dollars to your LiveHealthy Flex Plus Visa card. You can spend the reward dollars on almost any products or services!‡

‡ LiveHealthy reward dollars may not be used to purchase alcohol, tobacco products, or firearms. Not redeemable for cash. Other limitations may apply; please call Clover for details

LiveHealthy Flex Plus Visa card

LiveHealthy Flex Plus Visa card

Your LiveHealthy rewards and OTC allowance are easy to use.

When you enroll in a Clover Health Medicare Advantage plan, you get a LiveHealthy Flex Plus Visa card. This card is used to spend both your LiveHealthy reward dollars and your OTC allowance.

You can check your balances in our easy-to-use member portal.

Easy access to a doctor with telehealth

Easy access to a doctor with telehealth

Clover Health allows you to see your doctor from the comfort of your home. Our Medicare Advantage plans cover telehealth (video or phone) appointments. If your personal doctor isn’t available, Clover Health can connect you with a doctor or nurse practitioner via video or phone.

Fitness membership

Fitness membership

Every Clover Health Medicare Advantage plan includes a SilverSneakers® membership. You get access to over 15,000 fitness locations nationwide as well as on-demand video exercise and nutrition classes, outdoor activities, and more.

Medicare insulin coverage

Medicare insulin coverage

Important Note: You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan, no matter what cost-sharing tier it’s on, even if you haven’t paid your deductible (if applicable).

Why Clover Health Medicare Advantage for Georgia?

Clover Health wants to help you be as healthy and worry free as possible. Take advantage of all the wonderful benefits, programs, and savings available with a Clover Health Medicare Advantage plan. We can’t wait to have you as a member!

Grandmother and grandson walking on a beach

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