Medicare Advantage Plans in New Jersey from Clover Health

Our New Jersey Medicare Advantage plans are flexible and affordable,
and feature supplemental benefits like dental and vision.

Enter your zip code to see Clover Health plans available in New Jersey.


Medicare in New Jersey

Nearly 1.6 million residents of New Jersey rely on Medicare coverage, and over half of New Jersey Medicare beneficiaries have separate Part D plans. Clover Health approaches Medicare in a unique and more personalized way to help you make the most of your Medicare plan while being friendly to your budget.

Clover Health is the fastest growing Medicare Advantage plan in New Jersey and serves the counties of Atlantic, Bergen, Burlington, Camden, Cumberland, Essex, Gloucester, Hudson, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, and Union. The plans that are available to you depend on your county of residence.

We’re excited to expand our New Jersey coverage in 2021 to offer plans in Hunterdon County. Learn more about our new 2021 benefits

If you’d like to see a list of providers in your area who are in the Clover Health network, please use Find a Provider.

Clover Health PPOs for New Jersey Residents

We offer PPO plans with premiums starting at $0 per month, have $0 primary care physician PCP co-pays, and no referral requirements to see a specialist. Clover Health PPO plans include additional benefits like routine dental, vision and hearing coverage not covered by Original Medicare. With an open network, members pay the same low copays for in- and out-of-network services. With each PPO Medicare Advantage plan, you have a $6,700 out-of-pocket maximum for Medicare-covered services during the plan year and additional preventive health benefits (like flu shots) are included at no extra cost.

Clover Health HMOs for New Jersey Residents

We also offer HMO plans for Medicare beneficiaries in Hudson, Atlantic, Bergen, Essex, Union and Passaic counties. The Clover Health HMO plans have a $0 or low monthly premium coverage, routine dental, vision, and hearing services. Plans also include 10 one-way non-emergency rides to health-related locations. Learn more about the full benefits of these plans and how they differ on our website or by calling us at 1-800-836-6890 (TTY 711).

Additional Benefits and Services in New Jersey

At Clover Health, our Medicare Advantage plans go above and beyond what traditional Medicare offers and provide you more with little to no extra cost. Here is an overview of the additional benefits and services you receive as a Clover Health member:

  • Annual routine dental exams, cleanings, and x-ray
  • With some plans, a yearly allowance of $1,000 for fillings, crowns, dentures, and other dental services
  • Annual routine vision exam, plus an allowance for glasses or contacts
  • Annual routine hearing exam, plus affordable copays for hearing aids
  • Free SilverSneakers® membership with access to 16,000+ fitness centers nationwide
  • 24/7 doctor access through Teladoc by phone, video chat, and mobile app
  • In-home care visits
  • Quarterly allowance for select over-the-counter items to be shipped to your home for free

Why Clover Health for New Jersey Medicare Advantage?

If you live in New Jersey and are looking for a Medicare Advantage plan, Clover Health is here for you. We treat every member like a person, not a policy number. We’re your local partners in care, and we encourage you to contact us to learn whether a Clover Health New Jersey Medicare Advantage plan is right for you.

Contact us at 1-800-836-6890 (TTY 711) 7 days a week from 8 am to 8 pm local time* to speak to a licensed sales agent and learn why we’ve been one of the fastest-growing Medicare Advantage plans in the country since 2013. Already a member? Call us at 1-888-778-1478 (TTY 711).