Veterans: Keep Your VA Health Care and Get a Medicare Part B Giveback

Are you a veteran who is also on Medicare? It can sometimes be confusing to figure out how your VA health care works with a Medicare plan. We're here to help you understand a great benefit that many veterans might not know about: a Medicare Advantage plan that can actually give you money back on your Medicare Part B premium.

That's right, you could get a portion of your Part B premium back in your pocket every month. This is a huge help, especially in today's world where Part B premiums are expected to rise 11.6% from $185 to $209.50*. The best part? You can still use all of your VA veteran benefits, which you have earned and deserve. A Medicare Advantage plan works alongside your VA benefits, giving you more choices and more ways to stay healthy.

In addition, Medicare Advantage plans often come with extra benefits that Original Medicare doesn’t have. These can include things like dental, vision, and hearing coverage, and even fitness benefits including gym memberships. When you choose a plan with a Part B Giveback, it's like getting all those extra benefits plus some money back.

What Veterans Should Know 

Veterans can enjoy the best of both worlds by using their VA benefits for regular care and a Medicare Advantage plan for additional coverage at non-VA facilities.

As a Veteran you can have:

• Both VA healthcare and a Medicare Advantage plan.
• Tricare for Life or CHAMPVA and a Medicare Advantage plan.

The VA encourages Veterans to sign up for Medicare for two key reasons. First, having Medicare means you're covered if you need to see a non-VA doctor**. Second, since the funding for VA health care could change in the future, having Medicare will give you more options if you need them.

The Clover Health Advantage

Our Valor PPO Medicare Advantage plans are built to work with your VA benefits. And, anyone on Medicare can enroll in the plan. You do not need to be a Veteran.

Here’s some of the money-saving extras you get with a Clover Health Valor PPO Medicare Advantage plan in 2026.

And the good news is that anyone on Medicare can enroll in the plan. You do not need to be a Veteran.

 New Jersey and Pennsylvania

The Clover Health Valor PPO Medicare Advantage (061) plan gives you up to $4,000 a year in extras for a $0 monthly plan premium.

• Up to $1,500 a year Medicare Part B giveback ($125 a month)
• $1,500 a year for dental care
• $200 a year for eyeglasses or contacts
• Hearing aids now as low as $499
• $0 copay for One Pass® fitness benefit with the Premium Network
• Up to $400 a year for over-the-counter items ($100 per quarter)
• Get up to $400 a year in reward dollars that will be added to your Flex Plus Visa card that can be used almost anywhere†.

Georgia and South Carolina

The Clover Health Valor PPO Medicare Advantage (056) plan gives you up to $4,330 a year in extras for a $0 monthly plan premium.

• Up to $1,680 a year Medicare Part B giveback ($140 a month)
• $1,500 a year for dental care
• $250 a year for eyeglasses or contacts
• Hearing aids now as low as $499
• $0 copay for One Pass® fitness benefit with the Premium Network
• Up to $500 a year for over-the-counter items ($125 per quarter)
• Get up to $400 a year in reward dollars that will be added to your Flex Plus Visa card that can be used almost anywhere†.

Texas

The Clover Health Valor PPO Medicare Advantage (062) plan gives you up to $4,100 a year in extras for a $0 monthly plan premium.

• Up to $1,800 a year Medicare Part B giveback ($150 a month)
• $1,500 a year for dental care
• $200 a year for eyeglasses or contacts
• Hearing aids now as low as $499
• $0 copay for One Pass® fitness benefit with the Premium Network
• Up to $200 a year for over-the-counter items ($50 per quarter)
• Get up to $400 a year in reward dollars that will be added to your Flex Plus Visa card that can be used almost anywhere†.

It’s important to find a plan that works best for you and your health needs. You've earned your benefits through your military service and with a Medicare Advantage plan, you can get the best of both worlds.

See what a Clover Health Medicare Advantage Plan in New Jersey, Georgia, Texas, South Carolina, and Pennsylvania has to offer: Click here to learn more. 

Anyone on Medicare can enroll in the plan. You do not need to be a Veteran.

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*Source: Link

†LiveHealthy reward dollars may not be used to purchase alcohol, tobacco products, or firearms. Not redeemable for cash. Other limitations may apply; please call Clover for details.

**Out-of-network/non-contracted providers are under no obligation to treat Clover members, except in emergency situations.

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