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    April 1 to Sept 30: Mon-Fri, 8am-8pm

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      Search our Part D drugs covered by the plan and the pharmacies you could get them at.
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    • Red de proveedores
      Search for an in-network doctor, specialist, hospital, or other provider in your area.
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    • Clover Health Dental
      Join our dental network, explore provider benefits, and get started today.

    Contact Our Medicare Plan Specialists

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    Contact Our Medicare Plan Specialists

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    April 1 to Sept 30: Mon-Fri, 8am-8pm

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    Contact Our Medicare Plan Specialists

    1-800-836-6890 (TTY 711)

    Hours of Operation

    Oct 1 to March 31: 7 days per week, 8am-8pm

    April 1 to Sept 30: Mon-Fri, 8am-8pm

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  2. Understanding Medicare
  3. Medicare Enrollment

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Understanding Medicare

    • Your Path to Whole Health With Medicare Advantage

Medicare Enrollment

Find out who can join a Clover Health plan and how to enroll.

    Understand Your Options

    Medicare is generally available to people 65 or older. It is also open to those under 65 with certain disabilities, End-Stage Renal Disease, or ALS. Once eligible, you will want to understand your choices for extra coverage, like a Medicare Advantage plan enrollment.

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    By providing your contact information, you agree to allow us to contact you through email, autodialed calls, or text messages at the phone number or email address provided, which may include materials describing products and services. You are not required to agree to purchase Clover Health products or services and can opt out at any time. Message and data rates may apply.

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    Who Can Enroll in a Medicare Advantage Plan?

    If you have both Medicare A and B and you’re in the plan’s service area, you can enroll in a Medicare Advantage plan.

    Learn More

    When to Join Medicare the First Time or Switch Plans

    Enrollment Timing

    Learn who's eligible and when.

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    When to Sign up for the First Time

     Once you have Part A and Part B you’ll need to join around your 65th birthday. If at 65 you’re still covered by an employer plan you’ll want to understand the rules about delaying Medicare outlined by Medicare.gov.

    When You Can Switch Medicare Plans

    Timing also matters when switching Medicare Advantage plans.

    • Medicare’s Annual Enrollment Period (October 15 - December 7)
    • Your Medicaid eligibility changed
    • Moving to a new area
    • Any Special Enrollment Period event

    "There are several life events that may qualify you to enroll or change your plan. Visiting with one of Clover Health’s agents is a great way to quickly determine if you qualify for enrollment outside of the Annual Open Enrollment Period."

    Robert Davis, Senior Director of Compliance, Clover Health

    How to Join a Clover Health Plan or Switch Plans

    Call 1-800-836-6890 (TTY 711 ) or you can enroll online.

    Take Three Easy Steps to Enroll Online

    Enter your ZIP code

    Compare plans in your county

    Select a plan and click ‘Enroll’

    Get Started

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    Consider reviewing your coverage options with a Clover Health agent who can determine your eligibility and the best fit for you.

    Let’s find out if Clover is right for you.

    We’re available to talk 8 am to 8 pm, 7 days a week.*

    1-800-836-6890 (TTY 711) Request a Call

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    Member Services

    Clover Health

    • 1-888-778-1478 (TTY 711)
      8 am–8 pm local time, 7 days/week*

    Clover Health
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    *We are open from 8 am–8 pm local time, 7 days a week. From April 1st through September 30th, alternate technologies (for example, voicemail) will be used on the weekends and holidays.

    Last Updated: 2026-03-06

    Enrollment in a plan may be limited to certain times of the year unless you qualify for a special (election/enrollment) period or you are in your Medicare Initial Election Period.

    Clover Health is a Preferred Provider Organization (PPO) and a Health Maintenance Organization (HMO) with a Medicare contract. Enrollment in Clover Health depends on contract renewal. You must continue to pay your Medicare Part B premium. For plans that provide drug coverage, the formulary may change during the year. Out-of-network/non-contracted providers are under no obligation to treat Clover members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

    Medicare beneficiaries may also enroll in Clover Health through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov. 

    This information is not a complete description of benefits. Call 1-888-778-1478 (TTY 711) for more information. Limitations, copayments, and restrictions may apply. Plan performance Medicare Star Ratings are assessed each year and may change from one year to the next. Benefits, premiums, and/or copayments/coinsurance may change on January 1 of each year. The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. For sales/marketing complaints, contact Clover Health at 1-888-778-1478 (TTY 711) or 1-800-MEDICARE (if possible, please be able to provide the agent or broker's name).

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    Original Medicare

    Traditional Medicare covers hospitals (Part A) and doctors (Part B), and you pay standard rates for services. You can go to any doctor, hospital or other provider that accepts Medicare patients anywhere in the country.

    You can add drug coverage (Part D) by enrolling in a private "stand-alone" drug plan for an additional premium. You can buy separate Medigap insurance to cover some or most of the out-of-pocket costs of hospitals (Part A) and doctors (Part B).

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