Your Path to Whole Health With Medicare Advantage
Shopping for a Medicare Advantage plan? Look for benefits that help your health from head to toe. Discover how routine dental, vision, hearing, OTC, and fitness benefits can make a big difference.
- Medicare Advantage offers extra benefits and cost savings beyond Original Medicare.
- Look for whole-health coverage including routine dental, vision, hearing, and OTC allowances.
- Clover Health provides fitness programs, activity rewards, and supplemental benefits.
Key Benefits That Support Your Whole-Body Health
Taking care of your body from head to toe isn't just about looking good—it's about staying as healthy as possible. It's about living your life to the fullest. That's why choosing a healthcare plan with benefits that support your whole health is a smart move.
More Ways to Support Your Health
There are extra benefits you can get with some Medicare Advantage plans, like Clover Health. Shopping for a Medicare Advantage plan can be a great chance to find a plan that really fits your life and whole health. Let’s look into these key whole-health benefits as you compare your different plan options.
Dental Coverage
A healthy mouth is a huge part of your overall health. Research has shown that gum disease can be linked to other serious health problems. Look for cleanings, exams, and x-rays. Some plans even give you allowances to use for fillings, crowns, or having a tooth pulled. This can save you a lot of money.
Vision Coverage
Seeing clearly is key for everything from reading and driving to safely getting around your home. An eye exam can also help doctors find early signs of other diseases like diabetes. When you're shopping, check for a plan that includes a yearly eye exam and allowances to use for new glasses or contacts.
Hearing Coverage
Staying connected with loved ones and the world around you is vital. Hearing loss can sometimes make people feel alone. Many Medicare Advantage plans include a yearly hearing exam and money or a discount for hearing aids. This is a big deal since hearing aids can be very expensive.
Fitness Benefits
Look for plans that partner with programs like One Pass®, which often includes a large network of gyms, on-demand classes, and even social events. These benefits can help you stay active, improve your balance and strength, and even connect with others.
Over-the-Counter (OTC) Benefits
Many plans offer a benefit that gives you allowances to spend on common health items. This can include things like cold medicine, first-aid supplies, and vitamins. It's a great way to save money on things you use every day.
Rewards Programs
Some plans offer rewards for doing healthy things. You might be able to earn gift cards or other prizes for getting a flu shot, having a yearly check-up, or staying on top of your health screenings. These programs can give you a little extra push to take care of yourself.
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How to Shop Smart for Your Plan
When you're comparing Medicare Advantage plans, don't just focus on the monthly cost. Dig into the details. By looking past the basics, you can find a plan that not only covers your health needs but also helps you live a healthier, happier life.
Checklist: Questions to Ask When Shopping
- Is there coverage for dental, hearing, and vision?
- Does the plan give you allowances for OTC items?
- Is a fitness program included? Are there gyms near me or online classes?
- What healthy activities can I get rewarded for, and what are the rewards?
Your Whole Well-Being with Clover Health
A good health plan should take care of all of you, not just when you're sick. That's why Clover Health Medicare Advantage plans include benefits to help you stay as healthy as possible.
A great fitness benefit with a One Pass membership is included in Clover plans at no extra cost. This gives you access to a large network of gyms, online classes, and even brain-boosting games to keep you active and engaged.
Receive routine dental coverage for cleaning and exams with Clover. Many plans offer allowances to use for things like fillings and crowns. For your eyes, you'll get vision coverage with a yearly eye exam and an allowance for glasses or contacts. And for your hearing, we've partnered with TruHearing to lower the cost in 2026 so you can get hearing aids for as low as $499 per aid, with one exam and two hearing aids covered per year.
An OTC benefit that gives you money to use for everyday health items and a rewards program that rewards you for completing healthy activities is part of each Clover Health plan. Choosing a Medicare plan with these benefits is a great way to take care of your total health. With Clover Health, you're not just getting a plan—you're getting a partner in your well-being.
About the Author:
The Clover Health Editorial Team creates easy-to-understand Medicare content to help people learn about their coverage and options. Our articles are written and reviewed by licensed insurance experts, healthcare writers, and Clover's clinical specialists. Every article is checked for accuracy, clarity, and CMS compliance.
Sources:
- Centers for Disease Control and Prevention (CDC): Diabetes, Gum Disease, & Other Dental Problems
- American Academy of Ophthalmology: Your eyes could be windows to your health
- National Institute on Aging: Hearing Loss: A Common Problem for Older Adults
- Centers for Disease Control and Prevention (CDC): Physical Activity Benefits for Adults 65 and Older
- Mayo Clinic Q&A Podcast: Health and Wellness Coaches Can Help Improve Well-being Speakers: Dr. Moain Abu Dabrh (Integrative Medicine Physician) and Dr. Halena Gazelka. Date: January 13, 2022. Timestamp: 7:54 – 8:13
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