Clover Health Extra Benefits & Allowances
Dental Benefits & Coverage
Do Clover Medicare Advantage plans cover dental? Yes! Our plans include preventive dental coverage, with two routine exams per year at no cost.
You may also want extra coverage for services like extractions, crowns, root canals, fillings, and more. That’s why most of our plans include a yearly allowance of at least $1,000 for comprehensive dental coverage. That’s something to smile about!
Vision Care & Eyewear Allowance
Your vision is important. With most Clover plans you’ll receive one routine eye exam at no cost and an annual allowance for eyeglasses or contact lenses.
Hearing Exams & Hearing Aid
Hearing connects us to the world, from listening to music to the sound of laughter. That’s why with our plans, you get one routine hearing exam per year at no cost with TruHearing. Plus, we offer three levels of hearing aids, starting at $499 per ear.
Over-The-Counter (OTC) Allowance
We give you an allowance of at least $200 per year to buy from a selection of thousands of approved OTC items. Save money on everyday essentials like vitamins, bandages, and pain relievers.
You can easily get your OTC items at popular stores like CVS, Walgreens, and Walmart. You can also order them by phone or online.
"With the over-the-counter benefits I'm getting things like my vitamins. I like the benefits and getting rewards. They come in handy."
– Carol, member since 2024
Fitness Benefit
OnePass® wellness benefit: premium gyms, online fitness, social activities, and brain training included.
– Carlos & Rosa, members since 2022
Part B Giveback
We offer plans that give you back money to your social security check to help pay for your Part B premiums. This means you’ll have more money to spend each month.
Find out about all the extras you get with Clover today!
Benefits vary by plan.
*LiveHealthy reward dollars may not be used to purchase alcohol, tobacco products, or firearms. Not redeemable for cash. Other limitations may apply; please call Clover for details.
Clover’s Extra Benefits and Allowances
Benefits vary by plan. Amounts shown are for the 2027 plan year.
Over-The-Counter (OTC) Allowance
For the 2027 plan year, get at least $100 per year for eligible OTC items that will save you money on essentials like vitamins, bandages, and pain relievers.
2027: More on OTC
Over-The-Counter (OTC) Allowance
All 2027 Clover plans have a quarterly OTC allowance to buy essentials. Items can be purchased in select stores, by phone or ordered online. Allowance amounts vary by Clover plan so compare to find what's best for you.
Dental Benefits & Coverage
Get an annual allowance of at least $500 for comprehensive dental coverage including extractions, root canals, crowns, bridges, and more.
2027: More on Dental
Dental Benefits & Coverage
All 2027 Clover plans include routine dental services covered at low costs including, cleanings and x-rays. Routine exams are covered at a $0 copay. Most 2027 plans also include an allowance for comprehensive dental.
Vision Care & Eyewear Allowance
Most Clover plans include an annual eye exam plus at least $200 per year for frames, lenses, or contact lenses.
2027: More on Vision
Vision Care & Eyewear Allowance
For 2027 all plans include routine eye exams and eyewear allowance of at least $200.
Hearing Exams & Hearing Aid
All 2027 plans include routine hearing exams and affordable copays toward hearing aids to keep you connected.
2027: More on Hearing
Hearing Exams & Hearing Aid
For 2027, all Clover plans include hearing aids for as low as $499 per ear with options at $699 or $999 per ear.
Fitness Benefit
Access a large nationwide network of premium gyms, online fitness classes, and wellness programs at no extra cost to you.
2027: More on Fitness
Fitness Benefit
Regular movement improves your strength, balance, and health. Clover plans offer access to a premium gym network that includes, online classes, and social events through One Pass® at no extra cost, helping you stay active and connected, benefiting your whole health. Coverage shown is for the 2027 plan year.
Part B Giveback
You can select a 2027 Clover plan that will reduce your monthly Medicare Part B premium and put money back in your pocket each month.
2027: More on Giveback
Part B Giveback
Many plans have $0 premiums, but members must still pay their monthly Part B premium. Some Clover plans include a Part B Giveback benefit. This covers a portion of this cost, lowering your out-of-pocket expenses and putting money back in your pocket. Coverage shown is for the 2027 plan year.
View Clover Plans in Your Area
Enjoy a gym membership, plus OTC and dental allowances to save on everyday health expenses.