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Find Medicare Plans Starting at $0

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Medicare Savings and Benefits

Maximize your Medicare benefits with Clover Health.

    What Savings Can I Expect? 

    Low out-of-pocket costs mean more money in your wallet.  

    • $0 to low monthly plan premiums
    • $0 copay on primary care visits 
    • $0 to low copays on specialist visits 
    • $0 One Pass® Premium Network fitness benefit 

    LiveHealthy Tip

    Ask about the Part B Giveback. If your plan includes it, Clover pays a portion of your Part B premium—putting money back into your Social Security check. Learn more about Part B Giveback.

    What Will My Medication Cost?

    You’ll get $0 to low copays on most prescriptions.

    "I’ve been a Clover member for about 6 years. I like it a lot. They are always there giving you the help you need. I would 100% recommend it."

    Natalia DelgaDo – member since 2018

    Can I Choose My Doctor?

    See the doctor you choose, as often as you need.

    • $0 copay for primary care visits in- or out-of-network in most plans*
    • No referrals required to see specialists with our PPO plans
    • Search for your trusted doctor
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    Learn how Medicare works with your free guide.

    By providing your contact information, you agree to allow us to contact you through email, autodialed calls, or text messages at the phone number or email address provided, which may include materials describing products and services. You are not required to agree to purchase Clover Health products or services and can opt out at any time. Message and data rates may apply.

    Why Choose Clover Preferred Providers? 

    Clover Assistant is our exclusive medical technology that gives your doctor real-time data to provide better care

    • You and your doctor know more about your health faster† 
    • Doctors start treating chronic conditions earlier† 
    • Early treatment for conditions like diabetes or heart disease leads to better long-term outcomes†
    • Turn your Annual Wellness visit into a LiveHealthy visit

    LiveHealthy Tip

    According to the Centers for Disease Control and Prevention (CDC), 90% of adults 65+ have at least one chronic condition, and nearly 80% manage two or more. Early detection is your best defense.

    Will I Have Dental Coverage?

    It’s easy to find dental coverage with a Clover plan.

    •  Routine cleanings and X-rays are part of every plan
    •  Most plans include dental benefits

    Advantage Plans Made for Your Budget 

    Discover plans with $0 or low copays that keep money in your pocket.

    What About Rewards and Extra Benefits?

    • OTC allowances of at least $200 per year
    • One Pass® fitness benefit for body and mind
    • Earn up to $400 reward dollars with our LiveHealthy Rewards
    Extra Benefits


    *Out-of-network/non-contracted providers are under no obligation to treat Clover members, except in emergency situations.
    †CA Drives Clinical Excellence

    Let’s find out if Clover is right for you.

    We’re available to talk 8 am to 8 pm, 7 days a week.*

    1-800-836-6890 (TTY 711) Request a Call