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Clover LiveHealthy
Rewards Program

You do healthy things,

we give you rewards.

Lots of them.

 

Discover up to how much you could earn!

Something is coming...

New for 2023

When you enroll in your Clover Medicare Advantage plan, you get a LiveHealthy Flex Plus Visa card. Then, we add reward dollars to your card as you complete each task.

Get $100 without even leaving your chair!

Get $100 without even leaving your chair!

On our getting-to-know-you form, you’ll give us your phone, email, doctors’ names, and other basic info then, $100 goes onto your Flex Plus card!

Get up to $100 just for watching videos.

Get up to $100 just for watching videos.

We’ve created short LiveHealthy Learnings videos about accessing your benefits and managing your health.

Get $150 for a LiveHealthy Visit.

Get $150 for a LiveHealthy Visit.

Having one of our preferred doctors take a comprehensive look at you, your lifestyle, and your meds is good for your health, and your Flex Plus card funds.

Get up to $60 for vaccines.

Get up to $60 for vaccines.

When you get certain vaccines like a flu shot, we’ll put reward dollars on your card for up to 2 vaccines.

Diabetics and pre-diabetics can get an additional $120 per year.

Diabetics and pre-diabetics can get an additional $120 per year.

Available with select plans. Receive $30 per quarter for filling one 90-day prescription for select maintenance drugs for diabetes, blood pressure, and statins for cholesterol.

Get $120-$180 a year for OTC items!

Get $120-$180 a year for OTC items!

Every quarter, we add $30-$45 to your Flex Plus card for you to buy over-the-counter items, such as pain relievers, vitamins, cold and flu medications, and more.

Clover LiveHealthy Flex Plus Card

1 Card = OTC + rewards

Use at most places where Visa is accepted, restrictions apply.†

What's the difference?

OTC Benefit

LiveHealthy Rewards Program

What's the difference between the OTC benefit and LiveHealthy Rewards program?

Is a benefit given to members each quarter that allows you to purchase commonly used healthy items such as vitamins, band-aids, toothpaste, aspirin, etc.

Is a program where members can earn Reward dollars by completing activities that promote good health. You can even do some activities without leaving your home. And you can spend your reward dollars on just about any products or services! †

How much $?

$30 - $45 per quarter
(Up to $120 - $180 per year)

Up to $410 per year (plans may vary)
+$120 per year (select plans)

Are there any time limits to use the funds?

Must use within allocated quarter
(Jan.-March, April-June, July-Sept., Oct.-Dec.)

No quarterly restrictions

When are the funds loaded onto the card?

OTC dollars will be loaded onto the Flex Card at the beginning of each quarter.

Reward dollars will be loaded after completion of the Reward requirement (load time may vary based on verification of Reward completion).

Is there a limit on what I can use the card on?

Yes, you must purchase OTC items from an approved list.

No, you can use Reward dollars on most items (grocery, transportation, etc.) except alcohol, tobacco and firearms.†

What if I spend more than what is on the card?

If you go over your quarterly amount and have Rewards dollars on the card, the overage will be covered by your Rewards dollars. If you do not have the Reward dollars, you will be responsible for the overage.

 

If you exceed your Rewards dollars on the card, you will be responsible for overage.

 

Can the funds be converted to Cash?

No

No

What's the difference between the OTC benefit and LiveHealthy Rewards program?

OTC Benefit

Is a benefit given to members each quarter that allows you to purchase commonly used healthy items such as vitamins, band-aids, toothpaste, aspirin, etc.

LiveHealthy Rewards Program

Is a program where members can earn Reward dollars by completing activities that promote good health. You can even do some activities without leaving your home. And you can spend your reward dollars on just about any products or services! †

How much $?

OTC Benefit

$30 - $45 per quarter
(Up to $120 - $180 per year)

LiveHealthy Rewards Program

Up to $410 per year (plans may vary)
+$120 per year (select plans)

Are there any time limits to use the funds?

OTC Benefit

Must use within allocated quarter
(Jan.-March, April-June, July-Sept., Oct.-Dec.)

LiveHealthy Rewards Program

No quarterly restrictions

When are the funds loaded onto the card?

OTC Benefit

OTC dollars will be loaded onto the Flex Card at the beginning of each quarter.

LiveHealthy Rewards Program

Reward dollars will be loaded after completion of the Reward requirement (load time may vary based on verification of Reward completion).

Is there a limit on what I can use the card on?

OTC Benefit

Yes, you must purchase OTC items from an approved list.

LiveHealthy Rewards Program

No, you can use Reward dollars on most items (grocery, transportation, etc.) except alcohol, tobacco and firearms.†

What if I spend more than what is on the card?

OTC Benefit

If you go over your quarterly amount and have Rewards dollars on the card, the overage will be covered by your Rewards dollars. If you do not have the Reward dollars, you will be responsible for the overage.

 

LiveHealthy Rewards Program

If you exceed your Rewards dollars on the card, you will be responsible for overage.

 

Can the funds be converted to Cash?

OTC Benefit

No

LiveHealthy Rewards Program

No

Grandmother carrying her grandson on her shoulders walking along the beach

Looking for more information?

Give us a call to discuss the specific plan benefits in your area! 8am to 8pm, 7 days a week*

†LiveHealthy Rewards dollars may not be used to purchase, alcohol, tobacco products, or firearms. Not redeemable for cash. Other limitations may apply; please call Clover for details.