Types of Medicare Advantage Plans
You have choices when it comes to adding benefits to Original Medicare. This page explains the different types of plans you can choose.
What are Medicare Advantage (Part C) Plans?
Medicare Advantage (Part C) plans include all the benefits of Original Medicare (Part A and Part B). Most plans also include Part D prescription drug coverage, plus dental, vision, and hearing.
Advantage Plans Have Advantages
Get more from your benefits with a Part C plan.
Learn about Part C.
Comparing Your Medicare Plan Options
One of the most popular ways to add benefits to Original Medicare or VA coverage is with a Medicare Advantage plan.
- Choose a plan that's right for you. many Clover plans offer $0 or low monthly premiums.
- Consider a plan that lets you choose your doctors, like a Clover PPO plan.
- Compare Medicare Supplement to Medicare Advantage, you’ll find premiums are typically lower with a Medicare Advantage plan.
Why Choose Clover Health Medicare Advantage?
With Clover, you get:
- Freedom to choose your doctors with a PPO plan
- LiveHealthy rewards you can spend
- Complete wellness benefit you can enjoy
- Extra benefits you can use
- Affordable medications you need
Clover Health PPO
The freedom to choose your doctors, plus everything you need in an all-in-one plan including prescription drug coverage*.
Clover Health HMO
Save with a plan that includes prescriptions and allowances for dental, eyewear, and OTC items.
Clover Health Valor
Save with Part B Givebacks, add to your VA benefits with dental, vision, eyewear allowances, and One Pass® fitness memberships.
$0 Monthly Plan Premium PPO
Low copays, provider selection, and no referrals like a PPO plan you may have had through an employer all make our PPOs a popular option.
Coverage You’ve Been Missing
Freedom shouldn’t come with surprise costs.
Learn about our PPO plans.
Why Clover Health HMO?
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Get access to a large network of doctors and hospitals plus Part D coverage.
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Rated 4-Stars for 2026 by CMS based on better care, better service, and more benefits†
Clover Health Valor Plans
Veterans can get more with a $0 monthly plan premium that includes a Part B Giveback, plus generous dental, OTC, eyewear allowances, and more.
Discover Valor
Plans made to work with your VA coverage.
Learn about our Valor plans.
Find Clover Health Plans Near You
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Notes:
*Not all plans include prescription drug coverage. Clover Health Valor plans are designed for people who get drug coverage through the VA or other organizations.
†Every year, Medicare evaluates plans based on a 5-star rating system. For the 2026 plan year, Clover Health’s HMO was awarded 4.0 stars out of 5, while the PPO was awarded 3.5 stars out of 5. Ratings are based on a plan’s performance in categories including quality of care, member experience, and customer service.
Let’s find out if Clover is right for you.
We’re available to talk 8 am to 8 pm, 7 days a week.*