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    • Provider Portal
      Start using Availity Essentials today.
    • Provider Resources
      Find downloadable guides, provider newsletters, manuals, policies, and more.
    • Clover Care Services
      Your partner in care for Clover Health members.
    • Clover Health Dental
      Join our dental network, explore provider benefits, and get started today.

    Contact Our Medicare Plan Specialists

    1-800-836-6890 (TTY 711)

    Hours of Operation

    Oct 1 to March 31: 7 days per week, 8am-8pm

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    Contact Our Medicare Plan Specialists

    1-800-836-6890 (TTY 711)

    Hours of Operation

    Oct 1 to March 31: 7 days per week, 8am-8pm

    April 1 to Sept 30: Mon-Fri, 8am-8pm

  • About Us
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    Contact Our Medicare Plan Specialists

    1-800-836-6890 (TTY 711)

    Hours of Operation

    Oct 1 to March 31: 7 days per week, 8am-8pm

    April 1 to Sept 30: Mon-Fri, 8am-8pm

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  3. Medicare Health and Wellness

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Understanding Medicare

    • Your Path to Whole Health With Medicare Advantage

Health and Wellness for Older Adults

Stay active. Stay independent.

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    Learn how Medicare works with your free guide.

    By providing your contact information, you agree to allow us to contact you through email, autodialed calls, or text messages at the phone number or email address provided, which may include materials describing products and services. You are not required to agree to purchase Clover Health products or services and can opt out at any time. Message and data rates may apply.

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    We’re available to talk 8 am to 8 pm, 7 days a week*

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    Speak with a helpful agent or explore Clover Health plans online.

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    We’re available to talk 8 am to 8 pm, 7 days a week*

    Steps to Staying Healthy After 65

    Prioritize prevention to stay ahead of health changes and maintain your independence.

    • Book your annual wellness visit and regular primary care doctor (PCP) visits.
    • Manage chronic conditions like diabetes proactively.
    • Fuel your body with better nutrition including heart healthy options.
    • Stay emotionally healthy through connections and hobbies.
    • Add movement into your daily routine to stay fit.

    The Real Impact of Healthy Habits

    See the doctor you choose, as often as you need.

    • Stay home longer with mobility by being active. 
    • Prevent emergency visits by maintaining your healthy habits and preventing falls.

    "When a person joins Clover, they can do so with confidence because we’ve been with Clover for many years. Their counseling and assistance are always very good, and I recommend them."

    Felicitas — member since 2019

    The Power of Movement and Exercise

    Help manage any chronic conditions with a fitness routine and staying connected to others.

    • Blood pressure management to help keep your heart healthy.
    • Weight control to maintain a healthy and functional weight.
    • Stress reduction to improve your mental clarity and mood.

    "Many chronic diseases, like heart disease or chronic obstructive pulmonary disease (COPD), can be slowed by staying fit. A fitness program you enjoy is best because it makes it easier to stick with it long term."

    Dr. Shelly Gupta — Chief Medical Director, Clover Health

    One Pass® Includes a Premium Gym Network

    You’ll have access to the Premium Network of gyms and fitness studios at no additional cost with Clover Health plans.

    • Get no-cost entry to local Premium Network gyms and  boutique studios.
    • Work out at home with live and on-demand classes.
    • Stay social with group events and activities.

    One Pass® Benefit

    Your path to whole-body health

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    "Clover has helped us a lot with things. We go to the gym two or three times a week, we use the pool a lot, and they don't charge us a penny. Everything is covered by Clover."

    Carlos and Rosa Mero – Members since 2022

    How to Stay Sharp and Keep a Healthy Brain

    Prevent cognitive decline and boost your memory with fun activities that are included in One Pass®. 

    • Improve your memory with fun, engaging brain games.
    • Sharpen your attention and mental clarity.
    • Boost your focus and brain speed.

    Let’s find out if Clover is right for you.

    We’re available to talk 8 am to 8 pm, 7 days a week.*

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    Member Services

    Clover Health

    • 1-888-778-1478 (TTY 711)
      8 am–8 pm local time, 7 days/week*

    Clover Health
    P.O. Box 21164
    Eagan, MN 55121

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    *We are open from 8 am–8 pm local time, 7 days a week. From April 1st through September 30th, alternate technologies (for example, voicemail) will be used on the weekends and holidays.

    Last Updated: 2026-03-06

    Enrollment in a plan may be limited to certain times of the year unless you qualify for a special (election/enrollment) period or you are in your Medicare Initial Election Period.

    Clover Health is a Preferred Provider Organization (PPO) and a Health Maintenance Organization (HMO) with a Medicare contract. Enrollment in Clover Health depends on contract renewal. You must continue to pay your Medicare Part B premium. For plans that provide drug coverage, the formulary may change during the year. Out-of-network/non-contracted providers are under no obligation to treat Clover members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

    Medicare beneficiaries may also enroll in Clover Health through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov. 

    This information is not a complete description of benefits. Call 1-888-778-1478 (TTY 711) for more information. Limitations, copayments, and restrictions may apply. Plan performance Medicare Star Ratings are assessed each year and may change from one year to the next. Benefits, premiums, and/or copayments/coinsurance may change on January 1 of each year. The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. For sales/marketing complaints, contact Clover Health at 1-888-778-1478 (TTY 711) or 1-800-MEDICARE (if possible, please be able to provide the agent or broker's name).

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    Original Medicare

    Traditional Medicare covers hospitals (Part A) and doctors (Part B), and you pay standard rates for services. You can go to any doctor, hospital or other provider that accepts Medicare patients anywhere in the country.

    You can add drug coverage (Part D) by enrolling in a private "stand-alone" drug plan for an additional premium. You can buy separate Medigap insurance to cover some or most of the out-of-pocket costs of hospitals (Part A) and doctors (Part B).

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