Paying for Care
How much does it cost to have Clover Health?
We understand that cost is a factor in your healthcare choices. The total amount you'll spend on your healthcare goes beyond monthly premiums. What you pay in copays and coinsurance when you receive care and at the pharmacy can be a big part of your financial responsibility. To estimate your costs for each of your medications more accurately, check our formulary. You can also learn the cost-shares for the medical services you use in your Evidence of Coverage. It's okay to ask a provider to estimate your financial responsibility.
What's the difference between a copay and co-insurance?
What is an Explanation of Benefits?
Is there a way to reduce my healthcare costs?
Extra help is available to Medicare beneficiaries who need assistance paying for care. We're happy to help you learn more about what's available. Depending on your circumstances, the Medicare Low-Income Subsidy (LIS), State Pharmaceutical Assistance Programs (SPAP), discount programs, Medicaid, and state premium assistance programs like SLMB can all help lower your costs. To learn what's available in your area and how to apply, contact Member Services at 1-888-778-1478 (TTY 711) 8 am–8 pm local time, 7 days a week.*