is a Medicare Plan done differently.
The world of Medicare can be confusing.
We like to keep things simple, with Medicare Advantage plans that have all the essentials—like hospital coverage, doctor visits, and drug coverage (Part D). With Clover there's a cap on how much you could pay in a year (not so with Original Medicare). You also get no-cost extras, including routine vision, dental, and hearing coverage.
|Specialist visits without referrals|
|Outpatient surgery coverage|
|Routine vision care|
|Routine dental care|
|Routine hearing care|
|Yearly limit to out-of-pocket expenses|
|Checkups at home|
|Rewards for staying on top of your health|
Quality healthcare should be accessible to everyone. Clover PPO plans have low premiums, low copays, and low prescription drug costs. Plus, there's a cap on the amount you could pay out-of-pocket each year.
More choices in doctors.
When it comes to selecting a doctor, we think you know best. So we let you see in-network doctors, out-of-network doctors, and specialists without referrals.
Lots and lots of extras.
Our members are at the heart of everything we do. That's why for us the extras aren't extras at all, they're essential to good health. Clover members get:
- Help finding the right doctor or pharmacy
- Assistance scheduling appointments and arranging transportation
- Medication reminders
- 24/7 doctor visits by phone, video, or mobile app
- Access to mail order pharmacy with 100-day refills
A team you can lean on.
We believe that you should have a plan that's right for you, as well as a team that knows you. The Clover Care team includes nurse practitioners, medical assistants, and others who can check in on you between doctor visits.
And if you call us with a question, we'll spend as much time with you as you need. We won’t make you wait endlessly on hold, and we won’t transfer you around.
Sometimes our members will call because they need someone to talk to or just be there for them. Sometimes we have simple conversations about life in general—not specifically about insurance.
Basically I see every member as my parent. I treat them like they’re my family because that’s essentially what they are to me.