is a Medicare Plan done differently.

The world of Medicare can be confusing.

We like to keep things simple, with Medicare Advantage plans that have all the essentials—like hospital coverage, doctor visits, and drug coverage (Part D). With Clover there's a cap on how much you could pay in a year (not so with Original Medicare). You also get no-cost extras, including routine vision, dental, and hearing coverage.


  Original Medicare Clover
Specialist visits without referrals
Outpatient surgery coverage
Prescription coverage  
Routine vision care  
Routine dental care  
Routine hearing care  
Yearly limit to out-of-pocket expenses  
Checkups at home  
Gym membership  
Rewards for staying on top of your health  



Affordable coverage.

Quality healthcare should be accessible to everyone. Clover PPO plans have low premiums, low copays, and low prescription drug costs. Plus, there's a cap on the amount you could pay out-of-pocket each year.

See plan details >


More choices in doctors.

When it comes to selecting a doctor, we think you know best. So we let you see in-network doctors, out-of-network doctors, and specialists without referrals.

Search our provider directory >


Lots and lots of extras.

Our members are at the heart of everything we do. That's why for us the extras aren't extras at all, they're essential to good health. Clover members get:

  • Help finding the right doctor or pharmacy
  • Assistance scheduling appointments and arranging transportation
  • Medication reminders
  • 24/7 doctor visits by phone, video, or mobile app
  • Access to mail order pharmacy with 100-day refills

Learn more about our benefits >


A team you can lean on.

We believe that you should have a plan that's right for you, as well as a team that knows you. The Clover Care team includes nurse practitioners, medical assistants, and others who can check in on you between doctor visits.

And if you call us with a question, we'll spend as much time with you as you need. We won’t make you wait endlessly on hold, and we won’t transfer you around.

Contact us >

Let's see if Clover is right for you.