Dare to get
more benefits.
Dare to get
more savings.
Dare to get
a Clover Medicare plan.

Clover Health’s goal is to help you have the best possible health so you can live your best possible life. So we design our Medicare Advantage plans to give you more benefits and savings.

Dare to compare your plan to ours. You may be surprised by what you've been missing.

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Compare our benefits.

Compared to Original Medicare and other Medicare Advantage plans, our HMO Medicare Advantage plans may give you a lot more. Discover all the health-promoting, money-saving benefits we offer in your area.

See the Clover Medicare Advantage plan benefits available in your area:

New Jersey Clover Health Classic HMO Benefits

  • $1,500 a year for dental care
  • $75 per quarter for OTC
  • $200 a year for eyewear allowance
  • $0 monthly premium, includes prescription drug coverage
  • $0 copay – unlimited primary care visits*
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 copay – routine dental, hearing, and vision exams*
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts*
  • $0 copay – preventive care*
  • $0 copay – SilverSneakers® membership
  • $0 copay – outpatient lab services at LabCorp and Quest
  • $10 copay – unlimited specialist visits*
  • $15 copay – physical/speech therapy*
  • $15 copay – chiropractic services*
  • $35 a month – insulin

*Must use in-network providers. Out-of-network/non-contracted providers are under no obligation to treat Clover Health Members, except in emergency situations.

Clover LiveHealthy Rewards®
You do healthy things, we give you rewards.
Lots of them.

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Earn up to $400 a year in LiveHealthy reward dollars†. It's easy!

Step 1: You’ll get a LiveHealthy Flex Plus Visa card.

Step 2: When you complete simple health-related activities, we add reward dollars to your card.

Task Reward
Complete a LiveHealthy Visit $150
Complete the ‘Getting To Know You’ form $100
Get active with your plan, health or fitness $100 (up to)
Receive preventive care (vaccines, screenings) $50 (up to)

Get a generous allowance for over-the-counter items!

Every quarter, we'll add $75 to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.

Keep smiling with our $1,500 dental care allowance!

Dental care is costly, and it just keeps getting more expensive. That’s why our Medicare Advantage plans give you comprehensive dental coverage with a generous $1,500 annual allowance.

Your reward dollars and OTC benefits really add up! And they’re so easy to use.

Your LiveHealthy Flex Plus Visa card will contain both your reward dollars and OTC funds. You can use your OTC benefits at a number of approved locations. And, you can spend your reward dollars on things like groceries and more!†

†LiveHealthy Rewards dollars may not be used to purchase alcohol, tobacco products, or firearms. Not redeemable for cash. Other limitations may apply; please call Clover for details.

Our Why not? guide tells you all about
Clover Medicare plans.

Having a Clover Health Medicare Advantage plan is good for your health and your budget, because it gives you more benefits and savings. Read all about it. See why it's very hard for other plans to measure up.

Get your free guide
Why Not Guide
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Dare to compare.
Then call to enroll.
But hurry, the deadline is Dec. 7th.

Our experienced Medicare plan specialists are here to help, so give us a call. We’ll consider your needs, answer your questions, and discuss all the reasons a Clover Health Medicare Advantage plan may be the best choice for you.

Call now or submit the form below.

1-800-836-6890 (TTY 711)

8 am–8 pm local time, 7 days a week*

Fill out the form to receive your free
Why not? Guide.

Our Why not? guide gives you the whole story about why a Clover Medicare plan could be a great choice for you. Use the guide to compare your current plan with Clover's. You may find that yours falls short‡.

Thanks for submitting. Your booklet is on the way!

If you'd like to start reading right away, click this link to download a PDF versions of the
Medicare Decision Guide.