Dare to get
more benefits.
Dare to get
more savings.
Dare to get
a Clover Medicare plan.

If you are turning 65, new to Medicare, new to the area or just retired and over 65, Clover Health's goal is to help you have the best possible health so you can live your best possible life. So we design our Medicare Advantage plans to give you more benefits and savings.

Dare to compare your plan to ours. You may be surprised by what you've been missing.

Three women laughing together outdoors

Compare our benefits.

We hope you'll see there is no comparison.

Compared to Original Medicare, a Medicare Supplement, and other Medicare Advantage plans, our PPO Medicare Advantage plans may give you a lot more. Discover all the health-promoting, money-saving benefits we offer in your area.

See the Clover Medicare Advantage plan benefits available in your area:

Georgia LiveHealthy PPO Benefits

  • $1,250 a year for dental care
  • $60 per quarter for OTC
  • $0 monthly premium, including prescription drug coverage
  • $0 copay – unlimited primary care visits
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 Part D (prescription drug) deductible
  • $0 copay – routine dental, hearing, and vision exams
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
  • $0 copay – preventive care
  • $0 copay – SilverSneakers® membership
  • $0 copay – outpatient lab services at LabCorp and Quest
  • $15 copay – unlimited specialist visits
  • $15 copay – physical/speech therapy*
  • $15 copay – chiropractic services*
  • $35 a month – insulin*

*In-network copay only. Out-of-network has higher cost share.

New Jersey Clover Health Choice PPO Benefits

  • $1,250 a year for dental care
  • $65 per quarter for OTC†
  • $200 a year for eyewear allowance
  • $0 monthly premium, includes prescription drug coverage
  • $0 copay – unlimited primary care visits
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 copay – routine dental, hearing, and vision exams
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
  • $0 copay – preventive care
  • $0 copay – SilverSneakers® membership
  • $0 copay – outpatient lab services at LabCorp and Quest
  • $10 copay – unlimited specialist visits*†
  • $20 copay – physical/speech therapy*
  • $15 copay – chiropractic services*
  • $35 a month – insulin*

*In-network copay only. Out-of-network has higher cost share.

†Copays for Choice PPO plans H5141-001, 004. May vary for other Choice PPO plan.

Pennsylvania Clover Health Choice PPO Benefits

  • $2,000 a year for dental care
  • $60 per quarter for OTC
  • $0 monthly premium, includes prescription drug coverage
  • $0 copay – unlimited primary care visits
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 copay – routine dental, hearing, and vision exams
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
  • $0 copay – preventive care
  • $0 copay – SilverSneakers® membership
  • $0 copay – outpatient lab services at LabCorp and Quest
  • $10 copay – unlimited specialist visits*
  • $15 copay – physical/speech therapy*
  • $15 copay – chiropractic services*
  • $35 a month – insulin*

*In-network copay only. Out-of-network has higher cost share.

South Carolina LiveHealthy PPO Benefits

  • $1,250 a year for dental care
  • $70 per quarter for OTC
  • $0 monthly premium, including prescription drug coverage
  • $0 copay – unlimited primary care visits
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 Part D (prescription drug) deductible
  • $0 copay – routine dental, hearing, and vision exams
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
  • $0 copay – preventive care
  • $0 copay – SilverSneakers® membership
  • $0 copay – outpatient lab services at LabCorp and Quest
  • $10 copay – unlimited specialist visits*
  • $15 copay – physical/speech therapy*
  • $15 copay – chiropractic services*
  • $35 a month – insulin*

*In-network copay only. Out-of-network has higher cost share.

Texas Clover Health Choice PPO Benefits

  • $1,250 a year for dental care
  • $70 per quarter for OTC
  • $0 monthly premium, includes prescription drug coverage
  • $0 copay – unlimited primary care visits
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 copay – routine dental, hearing, and vision exams
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts*
  • $0 copay – preventive care
  • $0 copay – SilverSneakers® membership
  • $0 copay – outpatient lab services at LabCorp and Quest
  • $20 copay – unlimited specialist visits*
  • $20 copay – physical/speech therapy*
  • $15 copay – chiropractic services*
  • $35 a month – insulin*

*In-network copay only. Out-of-network has higher cost share.

Clover LiveHealthy Rewards®
You do healthy things, we give you rewards.
Lots of them.

Senior woman comfortably smiling indoors

Earn up to $400 a year in LiveHealthy reward dollars†. It's easy!

Step 1: You’ll get a LiveHealthy Flex Plus Visa card.

Step 2: When you complete simple health-related activities, we add reward dollars to your card.

Task Reward
Complete a LiveHealthy Visit $150
Complete the ‘Getting To Know You’ form $100
Get active with your plan, health or fitness $100 (up to)
Receive preventive care (vaccines, screenings) $50 (up to)

Get a generous allowance for over-the-counter items!

Every quarter, we'll add funds to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.

Keep smiling with our $1,250 or more dental care allowance!

Dental care is costly, and it just keeps getting more expensive. That's why our Medicare Advantage plans give you comprehensive dental coverage with a generous $1,250 or more annual allowance.

Your reward dollars and OTC benefits really add up! And they're so easy to use.


Your LiveHealthy Flex Plus Visa card will contain both your reward dollars and OTC funds. You can use your OTC benefits at a number of approved locations. And, you can spend your reward dollars on things like groceries and more!†

†LiveHealthy Rewards dollars may not be used to purchase alcohol, tobacco products, or firearms. Not redeemable for cash. Other limitations may apply; please call Clover for details.

Our Why not? guide tells you all about
Clover Medicare plans.

Having a Clover Health Medicare Advantage plan is good for your health and your budget, because it gives you more benefits and savings. Read all about it. See why it's very hard for other plans to measure up.

Get your free guide
Why Not Guide
Three older men chatting happily indoors

Dare to compare.
Then call to enroll.

Our experienced Medicare plan specialists are here to help, so give us a call. We'll consider your needs and situation, answer your questions, and discuss all the reasons a Clover Health Medicare Advantage plan may be the best choice for you.

Call now or submit the form below.

1-800-836-6890 (TTY 711)

8 am–8 pm local time, 7 days a week*

Fill out the form to receive your free
Why not? Guide.

Our Why not? guide gives you the whole story about why a Clover Medicare plan could be a great choice for you. Use the guide to compare your current plan with Clover's. You may find that yours falls short‡.

Thanks for submitting. Your booklet is on the way!

If you'd like to start reading right away, click this link to download a PDF versions of the
Medicare Decision Guide.