Why not
more benefits?
Why not
more savings?
Why not
more healthy living?

Clover Health’s goal is to help you have the best possible health so you can live your best possible life. So we design our Medicare Advantage plans to offer more benefits and savings.

We’re always coming up with ways to give you more, and we always say, “Why not?”

Three women laughing together outdoors

Compare our benefits.
You'll see there's no comparison.

Compared to Original Medicare, a Medicare supplement, and other Medicare Advantage plans, our PPO Medicare Advantage plans may give you a lot more. Discover all the health-promoting, money-saving benefits we offer in your state.

See the Clover Medicare Advantage plan benefits available in your area:

Alabama LiveHealthy PPO Benefits

  • $1,000 a year for dental care
  • $45 per quarter for OTC
  • $0 monthly premium, includes prescription drug coverage
  • $0 copay – unlimited primary care visits
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 Part D (prescription drug) deductible
  • $0 copay – routine dental, hearing, and vision exams
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
  • $0 copay – preventive care
  • $0 copay – SilverSneakers® membership
  • $0–$10 copay – outpatient lab services*
  • $15 copay – unlimited specialist visits*
  • $15 copay – physical/speech therapy*
  • $15 copay – chiropractic services*
  • $35 a month – insulin

*In-network copay only. Out-of-network has higher cost share.

Georgia LiveHealthy PPO Benefits

  • $1,000 a year for dental care
  • $40 per quarter for OTC
  • $0 monthly premium, includes prescription drug coverage
  • $0 copay – unlimited primary care visits
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 Part D (prescription drug) deductible
  • $0 copay – routine dental, hearing, and vision exams
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
  • $0 copay – preventive care
  • $0 copay – SilverSneakers® membership
  • $0–$10 copay – outpatient lab services*
  • $15 copay – unlimited specialist visits
  • $15 copay – physical/speech therapy*
  • $15 copay – chiropractic services*
  • $35 a month – insulin

*In-network copay only. Out-of-network has higher cost share.

Mississippi LiveHealthy PPO Benefits

  • $1,000 a year for dental care
  • $45 per quarter for OTC
  • $0 monthly premium, includes prescription drug coverage
  • $0 copay – unlimited primary care visits
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 Part D (prescription drug) deductible
  • $0 copay – routine dental, hearing, and vision exams
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
  • $0 copay – preventive care
  • $0 copay – SilverSneakers® membership
  • $0–$10 copay – outpatient lab services*
  • $20 copay – unlimited specialist visits*
  • $5 copay – physical/speech therapy*
  • $5 copay – chiropractic services*
  • $35 a month – insulin

*In-network copay only. Out-of-network has higher cost share.

New Jersey PPO Benefits **

  • $1,000 a year for dental care
  • $45 per quarter for OTC
  • $0 monthly premium, includes prescription drug coverage
  • $0 copay – unlimited primary care visits
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 copay – routine dental, hearing, and vision exams
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
  • $0 copay – preventive care
  • $0 copay – SilverSneakers® membership
  • $0–$10 copay – outpatient lab services*
  • $10 copay – unlimited specialist visits*
  • $20 copay – physical/speech therapy*
  • $20 copay – chiropractic services*
  • $35 a month – insulin

*In-network copay only. Out-of-network has higher cost share.

** Applies to H5141-001, H5141-004

Pennsylvania Choice PPO Benefits

  • $2,000 a year for dental care
  • $30 per quarter for OTC
  • $0 monthly premium, includes prescription drug coverage
  • $0 copay – unlimited primary care visits
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 Part D (prescription drug) deductible
  • $0 copay – routine dental, hearing, and vision exams
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
  • $0 copay – preventive care
  • $0 copay – SilverSneakers® membership
  • $0–$10 copay – outpatient lab services*
  • $10 copay – unlimited specialist visits*
  • $15 copay – physical/speech therapy*
  • $15 copay – chiropractic services*
  • $35 a month – insulin

*In-network copay only. Out-of-network has higher cost share.

South Carolina LiveHealthy PPO Benefits

  • $1,000 a year for dental care
  • $45 per quarter for OTC
  • $0 monthly premium, includes prescription drug coverage
  • $0 copay – unlimited primary care visits
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 Part D (prescription drug) deductible
  • $0 copay – routine dental, hearing, and vision exams
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
  • $0 copay – preventive care
  • $0 copay – SilverSneakers® membership
  • $0–$10 copay – outpatient lab services*
  • $15 copay – unlimited specialist visits*
  • $15 copay – physical/speech therapy*
  • $15 copay – chiropractic services*
  • $35 a month – insulin

*In-network copay only. Out-of-network has higher cost share.

Tennessee Choice PPO Benefits

  • $1,000 a year for dental care
  • $45 per quarter for OTC
  • $0 monthly premium, includes prescription drug coverage
  • $0 copay – unlimited primary care visits
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 Part D (prescription drug) deductible
  • $0 copay – routine dental, hearing, and vision exams*
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts*
  • $0 copay – preventive care*
  • $0 copay – SilverSneakers® membership
  • $0–$10 copay – outpatient lab services*
  • $20 copay – unlimited specialist visits*
  • $20 copay – physical/speech therapy*
  • $20 copay – chiropractic services*
  • $35 a month – insulin

*In-network copay only. Out-of-network has higher cost share.

Texas Choice PPO Benefits

  • $1,000 a year for dental care
  • $45 per quarter for OTC
  • $0 monthly premium, includes prescription drug coverage
  • $0 copay – unlimited primary care visits
  • $0 copay – many generic drugs, including shingles vaccine
  • $0 Part D (prescription drug) deductible
  • $0 copay – routine dental, hearing, and vision exams*
  • $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts*
  • $0 copay – preventive care*
  • $0 copay – SilverSneakers® membership
  • $0–$10 copay – outpatient lab services*
  • $20 copay – unlimited specialist visits*
  • $20 copay – physical/speech therapy*
  • $20 copay – chiropractic services*
  • $35 a month – insulin

*In-network copay only. Out-of-network has higher cost share.

Get your free Medicare Decision Guide

Clover LiveHealthy Rewards®
You do healthy things, we give you rewards.
Lots of them.

Senior woman comfortably smiling indoors

Get up to $410 a year in LiveHealthy Rewards. It’s easy!

When you enroll, you’ll get a LiveHealthy Flex Plus Visa card. Then we add money to your card just for doing a few simple health-related tasks.

Task Reward
Getting-to-know-you call with Clover $100
Watching educational videos $100 (up to)
LiveHealthy Visit $150
Select vaccinations $60 (up to)

Get a generous allowance for over-the-counter items!

Every quarter, we'll add funds to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.

Get up to $180 a year for over-the-counter items!

Every quarter, we'll add $45 to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.

Get up to $160 a year for over-the-counter items!

Every quarter, we'll add $40 to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.

Get up to $120 a year for over-the-counter items!

Every quarter, we'll add $30 to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.

Diabetics and pre-diabetics can get an additional $120 per year.

Receive $30 per quarter for filling one 90-day prescription for select maintenance drugs for diabetes, blood pressure, and statins for cholesterol. Available in select markets only.

Your reward dollars and OTC benefits really add up! And they're so easy to use.

Imagine, up to $710 a year in rewards and OTC benefits!
And they're so easy to use.

Imagine, up to $690 a year in rewards and OTC benefits!
And they're so easy to use.

Imagine, up to $650 a year in rewards and OTC benefits!
And they're so easy to use.

Your LiveHealthy Flex Plus Visa card will contain both your reward and OTC funds. You can use your OTC benefits at a number of approved locations. And, you can spend your reward dollars on just about any products or services!†

†LiveHealthy Rewards dollars may not be used to purchase alcohol, tobacco products, or firearms. Not redeemable for cash. Other limitations may apply; please call Clover for details.

Our Medicare Decision Guide will help you make the right decision.

Having the right Medicare plan is so important—to your health, to your budget, to your happiness. This guide helps you understand and compare your options and decide whether a Clover Medicare Advantage plan is right for you.

Get your free guide
Medicare Decision Guide
Three older men chatting happily indoors

Let's talk about your situation,
and let's do it soon.
The enrollment deadline is Dec. 7th.

Our experienced Medicare advisors are here to help, so give us a call. We'll consider your needs, answer your questions, and discuss all the reasons a Clover Health Medicare Advantage plan may be the best choice for you.

Call now or submit the form below.

1-800-836-6890 (TTY 711)

8 am–8 pm local time, 7 days a week*

Fill out the form to receive your free
Medicare Decision Guide.

Our Medicare Decision Guide is an invaluable resource. It's an easy read, and it gives you lots of clear information about why a Clover Health Medicare Advantage plan could be a great choice for you.

Thanks for submitting. Your booklet is on the way!

If you'd like to start reading right away, click this link to download a PDF versions of the
Medicare Decision Guide.

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