It’s your time for Medicare.
And our time to help you.
Good news! You’re almost eligible for Medicare, and we hope you feel good about that. We suspect you may also feel a bit confused, because figuring out Medicare on your own is hard.
Well, you’ve come to the right place. At Clover Health, we’ve helped thousands of people get up to speed on Medicare. It’s our specialty. And now it’s your turn.
First things first: Medicare 101
Do you know that Medicare has four parts? That Original Medicare only covers some of your medical costs? That you have a very specific enrollment period? This is just some of what you need to know before you choose a Medicare plan.
Our first priority is helping you make an informed choice, so we give you the information you need. Let’s start right here with our very helpful video. Give it a look.
Get more helpful information with our free booklets.
Our easy-to-read booklets explain how Medicare works, the types of plans available, and how to compare your options and decide if a Clover Medicare plan is right for you.
Get Your Free BookletsTurning 65? You have a specific enrollment window.
Here’s how to know when it’s open.
There’s a seven-month period during which you can enroll: three months before your 65th birth month, your 65th birthday month, and three months after your 65th birth month. (There are other enrollment periods available that are detailed in the booklet.)
3 Months Before
65th Birthday Month
3 Months After
It’s smart to start learning all about Medicare now. So when your enrollment period begins, you’ll already know how to choose the best Medicare plan for you.
Clover gives you more benefits to help you have your best health and your best life.
We design our Medicare Advantage plans to offer more benefits and savings than Original Medicare. We’re always coming up with ways to give you more, and we always say, “Why not?”
See the Medicare Advantage plan benefits available in your area:
Alabama LiveHealthy PPO Benefits
- $1,000 a year for dental care
- $45 per quarter for OTC
- $0 monthly premium, includes prescription drug coverage
- $0 copay – unlimited primary care visits
- $0 copay – many generic drugs, including shingles vaccine
- $0 Part D (prescription drug) deductible
- $0 copay – routine dental, hearing, and vision exams
- $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
- $0 copay – preventive care
- $0 copay – SilverSneakers® membership
- $0–$10 copay – outpatient lab services*
- $15 copay – unlimited specialist visits*
- $15 copay – physical/speech therapy*
- $15 copay – chiropractic services*
- $35 a month – insulin
*In-network copay only. Out-of-network has higher cost share.
Get up to $590 a year in rewards and OTC items!
Learn MoreClover LiveHealthy Rewards®
You do healthy things, we give you rewards. Lots of them.
Get up to $410 a year in LiveHealthy Rewards
When you enroll, you’ll get a LiveHealthy Rewards Flex Plus Visa card. Then we add reward dollars to your card just for doing a few simple health-related tasks. Plus, you can spend your reward dollars on just about anything, even groceries!†
Get up to $180 a year for over-the-counter items.
Every quarter, we’ll add $45 to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.
†LiveHealthy Rewards dollars may not be used to purchase alcohol, tobacco products, or firearms.
Not redeemable for cash. Other limitations may apply; please call Clover for details.
Georgia LiveHealthy PPO Benefits
- $1,000 a year for dental care
- $40 per quarter for OTC
- $0 monthly premium, includes prescription drug coverage
- $0 copay – unlimited primary care visits
- $0 copay – many generic drugs, including shingles vaccine
- $0 Part D (prescription drug) deductible
- $0 copay – routine dental, hearing, and vision exams
- $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
- $0 copay – preventive care
- $0 copay – SilverSneakers® membership
- $0–$10 copay – outpatient lab services*
- $15 copay – unlimited specialist visits
- $15 copay – physical/speech therapy*
- $15 copay – chiropractic services*
- $35 a month – insulin
*In-network copay only. Out-of-network has higher cost share.
Get up to $570 a year in rewards and OTC items!
Learn MoreClover LiveHealthy Rewards®
You do healthy things, we give you rewards. Lots of them.
Get up to $410 a year in LiveHealthy Rewards
When you enroll, you’ll get a LiveHealthy Rewards Flex Plus Visa card. Then we add reward dollars to your card just for doing a few simple health-related tasks. Plus, you can spend your reward dollars on just about anything, even groceries!†
Get up to $160 a year for over-the-counter items.
Every quarter, we’ll add $40 to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.
†LiveHealthy Rewards dollars may not be used to purchase alcohol, tobacco products, or firearms.
Not redeemable for cash. Other limitations may apply; please call Clover for details.
Mississippi LiveHealthy PPO Benefits
- $1,000 a year for dental care
- $45 per quarter for OTC
- $0 monthly premium, includes prescription drug coverage
- $0 copay – unlimited primary care visits
- $0 copay – many generic drugs, including shingles vaccine
- $0 Part D (prescription drug) deductible
- $0 copay – routine dental, hearing, and vision exams
- $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
- $0 copay – preventive care
- $0 copay – SilverSneakers® membership
- $0–$10 copay – outpatient lab services*
- $20 copay – unlimited specialist visits*
- $5 copay – physical/speech therapy*
- $5 copay – chiropractic services*
- $35 a month – insulin
*In-network copay only. Out-of-network has higher cost share.
Get up to $590 a year in rewards and OTC items!
Learn MoreClover LiveHealthy Rewards®
You do healthy things, we give you rewards. Lots of them.
Get up to $410 a year in LiveHealthy Rewards
When you enroll, you’ll get a LiveHealthy Rewards Flex Plus Visa card. Then we add reward dollars to your card just for doing a few simple health-related tasks. Plus, you can spend your reward dollars on just about anything, even groceries!†
Get up to $180 a year for over-the-counter items.
Every quarter, we’ll add $45 to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.
†LiveHealthy Rewards dollars may not be used to purchase alcohol, tobacco products, or firearms.
Not redeemable for cash. Other limitations may apply; please call Clover for details.
New Jersey Choice PPO Benefits**
- $1,000 a year for dental care
- $45 per quarter for OTC
- $0 monthly premium, includes prescription drug coverage
- $0 copay – unlimited primary care visits
- $0 copay – many generic drugs, including shingles vaccine
- $0 copay – routine dental, hearing, and vision exams
- $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
- $0 copay – preventive care
- $0 copay – SilverSneakers® membership
- $0–$10 copay – outpatient lab services*
- $10 copay – unlimited specialist visits*
- $20 copay – physical/speech therapy*
- $20 copay – chiropractic services*
- $35 a month – insulin
*In-network copay only. Out-of-network has higher cost share.
** Applies to H5141-001, H5141-004
Get up to $530 or more a year in rewards and OTC items!
Learn MoreClover LiveHealthy Rewards®
You do healthy things, we give you rewards. Lots of them.
Get up to $410 a year in LiveHealthy Rewards
When you enroll, you’ll get a LiveHealthy Rewards Flex Plus Visa card. Then we add reward dollars to your card just for doing a few simple health-related tasks. Plus, you can spend your reward dollars on just about anything, even groceries!†
Get a generous allowance for over-the-counter items!
Every quarter, we'll add funds to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.
†LiveHealthy Rewards dollars may not be used to purchase alcohol, tobacco products, or firearms.
Not redeemable for cash. Other limitations may apply; please call Clover for details.
Pennsylvania Choice PPO Benefits
- $2,000 a year for dental care
- $30 per quarter for OTC
- $0 monthly premium, includes prescription drug coverage
- $0 copay – unlimited primary care visits
- $0 copay – many generic drugs, including shingles vaccine
- $0 Part D (prescription drug) deductible
- $0 copay – routine dental, hearing, and vision exams
- $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
- $0 copay – preventive care
- $0 copay – SilverSneakers® membership
- $0–$10 copay – outpatient lab services*
- $10 copay – unlimited specialist visits*
- $15 copay – physical/speech therapy*
- $15 copay – chiropractic services*
- $35 a month – insulin
*In-network copay only. Out-of-network has higher cost share.
Get up to $530 a year in rewards and OTC items!
Learn MoreClover LiveHealthy Rewards®
You do healthy things, we give you rewards. Lots of them.
Get up to $410 a year in LiveHealthy Rewards
When you enroll, you’ll get a LiveHealthy Rewards Flex Plus Visa card. Then we add reward dollars to your card just for doing a few simple health-related tasks. Plus, you can spend your reward dollars on just about anything, even groceries!†
Get up to $120 a year for over-the-counter items.
Every quarter, we’ll add $30 to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.
†LiveHealthy Rewards dollars may not be used to purchase alcohol, tobacco products, or firearms.
Not redeemable for cash. Other limitations may apply; please call Clover for details.
South Carolina LiveHealthy PPO Benefits
- $1,000 a year for dental care
- $45 per quarter for OTC
- $0 monthly premium, includes prescription drug coverage
- $0 copay – unlimited primary care visits
- $0 copay – many generic drugs, including shingles vaccine
- $0 Part D (prescription drug) deductible
- $0 copay – routine dental, hearing, and vision exams
- $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts
- $0 copay – preventive care
- $0 copay – SilverSneakers® membership
- $0–$10 copay – outpatient lab services*
- $15 copay – unlimited specialist visits*
- $15 copay – physical/speech therapy*
- $15 copay – chiropractic services*
- $35 a month – insulin
*In-network copay only. Out-of-network has higher cost share.
Get up to $590 a year in rewards and OTC items!
Learn MoreClover LiveHealthy Rewards®
You do healthy things, we give you rewards. Lots of them.
Get up to $410 a year in LiveHealthy Rewards
When you enroll, you’ll get a LiveHealthy Rewards Flex Plus Visa card. Then we add reward dollars to your card just for doing a few simple health-related tasks. Plus, you can spend your reward dollars on just about anything, even groceries!†
Get up to $180 a year for over-the-counter items.
Every quarter, we’ll add $45 to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.
†LiveHealthy Rewards dollars may not be used to purchase alcohol, tobacco products, or firearms.
Not redeemable for cash. Other limitations may apply; please call Clover for details.
Tennessee Choice PPO Benefits
- $1,000 a year for dental care
- $45 per quarter for OTC
- $0 monthly premium, includes prescription drug coverage
- $0 copay – unlimited primary care visits
- $0 copay – many generic drugs, including shingles vaccine
- $0 Part D (prescription drug) deductible
- $0 copay – routine dental, hearing, and vision exams*
- $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts*
- $0 copay – preventive care*
- $0 copay – SilverSneakers® membership
- $0–$10 copay – outpatient lab services*
- $20 copay – unlimited specialist visits*
- $20 copay – physical/speech therapy*
- $20 copay – chiropractic services*
- $35 a month – insulin
*In-network copay only. Out-of-network has higher cost share.
Get up to $590 a year in rewards and OTC items!
Learn MoreClover LiveHealthy Rewards®
You do healthy things, we give you rewards. Lots of them.
Get up to $410 a year in LiveHealthy Rewards
When you enroll, you’ll get a LiveHealthy Rewards Flex Plus Visa card. Then we add reward dollars to your card just for doing a few simple health-related tasks. Plus, you can spend your reward dollars on just about anything, even groceries!†
Get up to $180 a year for over-the-counter items.
Every quarter, we’ll add $45 to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.
†LiveHealthy Rewards dollars may not be used to purchase alcohol, tobacco products, or firearms.
Not redeemable for cash. Other limitations may apply; please call Clover for details.
Texas Choice PPO Benefits
- $1,000 a year for dental care
- $45 per quarter for OTC
- $0 monthly premium, includes prescription drug coverage
- $0 copay – unlimited primary care visits
- $0 copay – many generic drugs, including shingles vaccine
- $0 Part D (prescription drug) deductible
- $0 copay – routine dental, hearing, and vision exams*
- $0 copay – diabetes monitoring supplies, including therapeutic shoes and inserts*
- $0 copay – preventive care*
- $0 copay – SilverSneakers® membership
- $0–$10 copay – outpatient lab services*
- $20 copay – unlimited specialist visits*
- $20 copay – physical/speech therapy*
- $20 copay – chiropractic services*
- $35 a month – insulin
*In-network copay only. Out-of-network has higher cost share.
Get up to $590 a year in rewards and OTC items!
Learn MoreClover LiveHealthy Rewards®
You do healthy things, we give you rewards. Lots of them.
Get up to $410 a year in LiveHealthy Rewards
When you enroll, you’ll get a LiveHealthy Rewards Flex Plus Visa card. Then we add reward dollars to your card just for doing a few simple health-related tasks. Plus, you can spend your reward dollars on just about anything, even groceries!†
Get up to $180 a year for over-the-counter items.
Every quarter, we’ll add $45 to your Flex Plus Visa card for you to buy OTC items, such as pain relievers, vitamins, cold and flu medications, and more.
†LiveHealthy Rewards dollars may not be used to purchase alcohol, tobacco products, or firearms.
Not redeemable for cash. Other limitations may apply; please call Clover for details.

Are you a Veteran?
If you receive care through the VA, our Valor Plan could give you extra benefits. You do not need to be a veteran to enroll. Learn more.
The best way to get started with Medicare is to have a conversation with us. Call today.
Please know we’re here to help you every step of the way. We’ll answer your questions, help you understand how Medicare works, and discuss all the reasons a Clover Health Medicare Advantage plan could be the best choice for you.
Fill out the form to receive your free Medicare booklets.
Our Understanding Medicare booklet and Medicare Decision Guide are invaluable resources. They’re easy reads, and they give you lots of clear information about how Medicare works and why a Clover Health Medicare Advantage plan could be a great choice for you.
By providing your contact information, you agree to allow us to contact you through email, autodialed calls, or text messages at the phone number or email address provided, which may include materials describing products and services. You are not required to agree in order to purchase Clover Health products or services and can opt out at any time.